Deer Claim Collision Warnings

AutoInformed.com on Dear Claim RatesState Farm released its annual deer claim study today that ranks states by the potential drivers have of hitting a large animal, including deer, elk and moose. On average, one of every 41 West Virginia drivers will have an insurance dear claim for damage caused by a collision in 2016. Drivers in Montana, Pennsylvania, Iowa, and South Dakota also face tough odds – less than 70-1 – of a dear claim.

The likelihood of colliding with a large animal more than doubles during the months of October, November and December, during deer mating season. The insurance company says that “whether you hit a large animal or it jumps into the side of your vehicle, such collisions can cause significant injuries and property damage. No matter where you live, it’s important to keep your eyes up and focus on the road, helping you take action in the event a large animal is suddenly in your path.”

“Drivers should be engaged, alert and on the lookout at all times, because you never know when you may need to react to a deer or any other obstacle that may suddenly be in your path,” said

Dear Claim Tips

  • Slow down, particularly at dusk and dawn
  • If you see one deer, be prepared for more deer to cross the road
  • Pay attention to deer crossing signs
  • Always buckle up, every trip, every time
  • Use your high beams to see farther, except when there is oncoming traffic
  • Brake if you can, but avoid swerving, which could result in a more severe crash
  • Remain focused on the road, scanning for hazards, including animals
  • Avoid distracted driving, which might cause you to miss seeing an animal
  • Do not rely on products such as deer whistles are not proven effective
  • If riding a motorcycle, wear protective gear and keep focus on the road ahead

“We know there is an increased risk of a deer claim around dawn and dusk, and also during the October-December breeding season,” said Chris Mullen, Director of Technology Research at State Farm. “However, drivers should be engaged, alert and on the lookout at all times, because you never know when you may need to react to a deer or any other obstacle that may suddenly be in your path.

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