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BMW i Ventures* said today that it is the lead investment in KredosAi, a Seattle-based AI company helping businesses recover revenue.**The $7 million Series A round, led by BMW i Ventures with participation from maiden investors Motley Fool Ventures and Walter Venture Group, alongside existing investors Okapi Ventures, StartFast Ventures, SaaS Ventures, and Stout Street Ventures, was oversubscribed with solid demand from both new and existing backers as the Artificial Intelligence boom continues to this point.
“We were drawn to KredosAi because of the strength of the team, the company’s differentiated approach to combining behavioral economics with AI, and the clear data network effects behind the product,” said Baris Guzel, Partner at BMW i Ventures. “In an environment where enterprises are under more pressure to improve retention, we saw a compelling opportunity for a solution that can create meaningful value at scale.”
KredosAi’s intelligent engagement platform “sits between the moment a payment is due and the moment it becomes a write-off, which is the critical window where most enterprises still rely on a one-size-fits-all outreach that damages customer relationships without improving payment outcomes. The platform uses behavioral science and AI to determine the right message, the right channel, and the right moment for each individual customer, replacing static campaigns with dynamic, adaptive engagement delivered at scale. Across its enterprise portfolio, KredosAi has demonstrated an 11.5% reduction in write-off rates and a 13.6% increase in customer lifetime value, translating into more than $50 million in annual bottom-line benefit for large enterprises,” the release claimed.
“We built KredosAi because we lived this problem from inside some of the largest enterprises in the world,” said Balaji Sridharan, CEO and Co-founder of KredosAi. “Even companies that invest heavily in customer loyalty abandon that standard the moment a payment is late. The legacy approach – the same message, the same channel, sent to millions of people—does little to solve the problem and a lot to damage the relationship.”
KredosAi said it is seeing strong demand from Fortune 50 enterprises across North America and has processed more than 200 million customer interactions over the past two years, with revenue growing more than 6 times in that period. KredosAi will deploy its capital across three strategic priorities: expanding go-to-market into financial services and auto lending, accelerating product innovation with a multi-agent framework, and growing the team, with hiring concentrated in go-to-market, product, and engineering.
KredosAi on Auto Financing
“Auto lenders face high loan default and delinquency rates which can severely impact profitability and increase risk exposure. The average delinquency rate is 5% for auto loans that are 30 days or more past-due. Unemployment rates, inflation, and overall economic health impact borrowers’ ability to make timely payments.
“When an auto lender has to repossess a vehicle because the loan hasn’t been serviced, not only does the lender lose money on the loan, but they also have to pay on average $6000 or more to repossess the vehicle. Legal costs, storage fees, and repair and reconditioning of the vehicle add up and can harm profitability,” said KredosAi.
*AutoInformed on
**About KredosAi
KredosAi says “it is an intelligent engagement platform purpose-built for enterprise payment outcomes. Using behavioral science and AI, the platform helps telecom operators, auto lenders, and financial institutions optimize customer engagement at scale—reducing churn, recovering more revenue, and delivering 20x+ ROI. Founded in 2021 and headquartered in the Greater Seattle area, KredosAi has processed more than 200 million customer interactions and grown revenue more than 6x over two years. The company serves Fortune 50 enterprises across North America and is SOC 2 Type II certified with multilingual support.”
About Ken Zino
Ken Zino, editor and publisher of AutoInformed, is a versatile auto industry participant with global experience spanning decades in print and broadcast journalism, as well as social media. He has automobile testing, marketing, public relations and communications experience. He is past president of The International Motor Press Assn, the Detroit Press Club, founding member and first President of the Automotive Press Assn. He is a member of APA, IMPA and the Midwest Automotive Press Assn.
He also brings an historical perspective while citing their contemporary relevance of the work of legendary auto writers such as Ken Purdy, Jim Dunne or Jerry Flint, or writers such as Red Smith, Mark Twain, Thomas Jefferson – all to bring perspective to a chaotic automotive universe.
Above all, decades after he first drove a car, Zino still revels in the sound of the exhaust as the throttle is blipped during a downshift and the driver’s rush that occurs when the entry, apex and exit points of a turn are smoothly and swiftly crossed. It’s the beginning of a perfect lap.
AutoInformed has an editorial philosophy that loves transportation machines of all kinds while promoting critical thinking about the future use of cars and trucks.
Zino builds AutoInformed from his background in automotive journalism starting at Hearst Publishing in New York City on Motor and MotorTech Magazines and car testing where he reviewed hundreds of vehicles in his decade-long stint as the Detroit Bureau Chief of Road & Track magazine. Zino has also worked in Europe, and Asia – now the largest automotive market in the world with China at its center.
Auto Lending – BMW i Ventures Takes Piece of KredosAi
Click for more.
BMW i Ventures* said today that it is the lead investment in KredosAi, a Seattle-based AI company helping businesses recover revenue.**The $7 million Series A round, led by BMW i Ventures with participation from maiden investors Motley Fool Ventures and Walter Venture Group, alongside existing investors Okapi Ventures, StartFast Ventures, SaaS Ventures, and Stout Street Ventures, was oversubscribed with solid demand from both new and existing backers as the Artificial Intelligence boom continues to this point.
“We were drawn to KredosAi because of the strength of the team, the company’s differentiated approach to combining behavioral economics with AI, and the clear data network effects behind the product,” said Baris Guzel, Partner at BMW i Ventures. “In an environment where enterprises are under more pressure to improve retention, we saw a compelling opportunity for a solution that can create meaningful value at scale.”
KredosAi’s intelligent engagement platform “sits between the moment a payment is due and the moment it becomes a write-off, which is the critical window where most enterprises still rely on a one-size-fits-all outreach that damages customer relationships without improving payment outcomes. The platform uses behavioral science and AI to determine the right message, the right channel, and the right moment for each individual customer, replacing static campaigns with dynamic, adaptive engagement delivered at scale. Across its enterprise portfolio, KredosAi has demonstrated an 11.5% reduction in write-off rates and a 13.6% increase in customer lifetime value, translating into more than $50 million in annual bottom-line benefit for large enterprises,” the release claimed.
“We built KredosAi because we lived this problem from inside some of the largest enterprises in the world,” said Balaji Sridharan, CEO and Co-founder of KredosAi. “Even companies that invest heavily in customer loyalty abandon that standard the moment a payment is late. The legacy approach – the same message, the same channel, sent to millions of people—does little to solve the problem and a lot to damage the relationship.”
KredosAi said it is seeing strong demand from Fortune 50 enterprises across North America and has processed more than 200 million customer interactions over the past two years, with revenue growing more than 6 times in that period. KredosAi will deploy its capital across three strategic priorities: expanding go-to-market into financial services and auto lending, accelerating product innovation with a multi-agent framework, and growing the team, with hiring concentrated in go-to-market, product, and engineering.
KredosAi on Auto Financing
“Auto lenders face high loan default and delinquency rates which can severely impact profitability and increase risk exposure. The average delinquency rate is 5% for auto loans that are 30 days or more past-due. Unemployment rates, inflation, and overall economic health impact borrowers’ ability to make timely payments.
“When an auto lender has to repossess a vehicle because the loan hasn’t been serviced, not only does the lender lose money on the loan, but they also have to pay on average $6000 or more to repossess the vehicle. Legal costs, storage fees, and repair and reconditioning of the vehicle add up and can harm profitability,” said KredosAi.
*AutoInformed on
**About KredosAi
KredosAi says “it is an intelligent engagement platform purpose-built for enterprise payment outcomes. Using behavioral science and AI, the platform helps telecom operators, auto lenders, and financial institutions optimize customer engagement at scale—reducing churn, recovering more revenue, and delivering 20x+ ROI. Founded in 2021 and headquartered in the Greater Seattle area, KredosAi has processed more than 200 million customer interactions and grown revenue more than 6x over two years. The company serves Fortune 50 enterprises across North America and is SOC 2 Type II certified with multilingual support.”
About Ken Zino
Ken Zino, editor and publisher of AutoInformed, is a versatile auto industry participant with global experience spanning decades in print and broadcast journalism, as well as social media. He has automobile testing, marketing, public relations and communications experience. He is past president of The International Motor Press Assn, the Detroit Press Club, founding member and first President of the Automotive Press Assn. He is a member of APA, IMPA and the Midwest Automotive Press Assn. He also brings an historical perspective while citing their contemporary relevance of the work of legendary auto writers such as Ken Purdy, Jim Dunne or Jerry Flint, or writers such as Red Smith, Mark Twain, Thomas Jefferson – all to bring perspective to a chaotic automotive universe. Above all, decades after he first drove a car, Zino still revels in the sound of the exhaust as the throttle is blipped during a downshift and the driver’s rush that occurs when the entry, apex and exit points of a turn are smoothly and swiftly crossed. It’s the beginning of a perfect lap. AutoInformed has an editorial philosophy that loves transportation machines of all kinds while promoting critical thinking about the future use of cars and trucks. Zino builds AutoInformed from his background in automotive journalism starting at Hearst Publishing in New York City on Motor and MotorTech Magazines and car testing where he reviewed hundreds of vehicles in his decade-long stint as the Detroit Bureau Chief of Road & Track magazine. Zino has also worked in Europe, and Asia – now the largest automotive market in the world with China at its center.