Category Archives: insurance

Distracted Driving – Cell Phone Manipulation Persists

Posted on 30 October 2025 by Ken Zino

An Arizona law making it illegal to hold a cellphone while driving cut handheld conversations, but other problems remain, according to a study published today by Insurance Institute for Highway Safety (IIHS). In Arizona, the number of warnings issued by state police fell by about a quarter and the number of citations fell by a third between 2021 and 2024.*

“These results are a bit of a reality check. ‘No holding’ laws are a positive step, but it will take more than better-worded legislation alone to combat cellphone distraction,” said IIHS President David Harkey. Continue reading →

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Safety – League of American Bicyclists and IIHS

Posted on 13 October 2025 by Ken Zino

The safety wish list of the League of American Bicyclists** includes many priorities that fit into an IIHS program, the nonprofit’s policy director said in a video recorded at the IIHS Vehicle Research Center. Those goals align with the Institute’s 30×30 initiative, which outlines a vision for reducing road deaths 30% by 2030 with the help of policymakers, transportation engineers, vehicle manufacturers and other stakeholders. Continue reading →

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IIHS Safety Award to Use Risky Driver Behavior Tech

Posted on 9 September 2025 by Ken Zino

Vehicle technology that can detect certain types of risky driver behavior will soon be added to the requirements for a safety award from the Insurance Institute for Highway Safety, the Institute’s president, David Harkey, announced today during a roundtable on impaired driving organized by Mothers Against Drunk Driving (MADD).

“As part of our 30×30 vision to cut U.S. road deaths 30% by 2030, we are committed to addressing the risky – and often illegal – behavior that underlies most fatalities today,” Harkey said. “One way we plan to do that is to leverage our ratings and award programs to encourage automakers to adopt this new class of safety technology, just as we got them to improve vehicle structures, airbags and collision avoidance systems.” Continue reading →

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Volvo Car USA to Offer Insurance

Posted on 20 August 2025 by Ken Zino

“By launching Volvo Car Insurance Services, we are extending Volvo Cars’ commitment to safety and simplicity well beyond the vehicle,” said Tony Nicolosi, President & CEO, Volvo Car Financial Services. “This expanded offering combines a seamless digital experience with flexible, personalized coverage options, supported by licensed insurance agents who provide expert, transparent guidance, creating a new standard for what customers should expect from automotive insurance.” Continue reading →

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Hot Cars – Camaro ZL1 Most Stolen Vehicle

Posted on 7 August 2025 by Ken Zino

The Chevrolet Camaro ZL1 is at the top of the list of America’s most-stolen vehicles, while a software upgrade helped reduce theft rates for Hyundai and Kia vehicles, according to new research from the Highway Loss Data Institute. Relative to its numbers on the roads, the Camaro ZL1 had a whole-vehicle theft rate 39 times the average for all vehicles. The frequency of whole-vehicle theft claims for the standard Camaro was 13 times higher than the average. Along with the two Camaro variants, pickup trucks and other expensive or high-horsepower models dominate the list of the top 20 vehicles with the highest claim frequencies for whole-vehicle theft.
 “Muscle cars have often topped this list, as thieves are attracted to vehicles with high horsepower,” said Matt Moore, chief insurance operations officer at HLDI and the Insurance Institute for Highway Safety. “That also helps explain why the more expensive, more powerful ZL1 is stolen so much more often than the standard Camaro.”
Continue reading →

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Automaker Provided Insurance – Honda Joins Growing List

Posted on 25 July 2025 by Ken Zino

American Honda Motor Company has announced the establishment of Honda Insurance Solutions, a licensed insurance agency that will provide the auto insurance needs of Acura and Honda customers. Competitive pricing and coverage options are claimed for autos, motorcycles, RVs, homes. The new Honda agency is working with omnichannel insurance brokerage VIU by HUB to offer  quoting and advice. This is the beginning of a broader insurance strategy with plans to integrate insurance into digital vehicle sales. Continue reading →

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IIHS President – NHTSA Must Act Decisively on Fatal Crashes

Posted on 26 June 2025 by Ken Zino

Faster, more decisive action is required from America’s vehicle safety regulator is needed “to reverse a drastic escalation in fatal crashes on the nation’s roadways,” David Harkey, president of the Insurance Institute for Highway Safety, said at a Congressional hearing today.

“The United States is in the middle of a road safety emergency, and the National Highway Traffic Safety Administration (NHTSA) is failing to meet the moment,” Harkey said in written testimony submitted to the U.S. House of Representatives Committee on Energy and Commerce’s Subcommittee on Commerce, Manufacturing, and Trade, which convened the hearing on the state of NHTSA and motor vehicle safety. Continue reading →

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Dark Roadways Deadly for Cyclists, Pedestrians

Posted on 11 April 2025 by Ken Zino

The twice-yearly time change is not a major factor in America’s ongoing road safety problem that some call an emergency. However, the U.S. Senate Committee on Commerce, Science, and Transportation yesterday held a hearing on whether to continue switching back and forth between daylight saving time and standard time every year.

“Whatever you decide to do about the clock, I hope you will also consider actions to keep pedestrians and bicyclists safe, especially after sundown,” said David Harkey president of the Insurance Institute for Highway Safety in written testimony submitted to the U.S. Senate Committee on Commerce, Science, and Transportation. Continue reading →

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Penske Automotive Group Posts Record Q4 Revenue of $7.7B

Posted on 13 February 2025 by Ken Zino

“I am pleased with our financial performance during the fourth quarter. Revenue increased 6% to $7.7 billion, a quarterly record. New and used automotive gross profit per unit retailed remained strong, including a $74 per unit sequential increase in new vehicle gross profit per unit retailed when compared to the third quarter of 2024, and same-store service and parts revenue and gross profit increased 7% and 9%, respectively,” said Chair Roger Penske.
The Company’s Board of Directors has approved a quarterly dividend of $1.22 per share, representing an increase of 2.5%, or $0.03 per share. This represents the Company’s 17th consecutive quarterly increase. The dividend is payable March 6, 2025, to shareholders of record as of February 24, 2025.
Continue reading →

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Volvo Cars Posts Record Sales, Revenue, Profits in 2024, but…

Posted on 6 February 2025 by Ken Zino

Volvo Cars (VOLCAR B:STO)* today posted a record-breaking year in 2024 with the highest full-year retail sales, revenues and core operating profit in its 98-year history. However, the Chinese owned company anticipates a turbulent 2025 “due to challenging market conditions,” aka Trump’s Trade and Tariff Wars.** “Full-year revenues exceeded SEK 400 billion for the first time in the company’s history, due to a new all-time sales record of 763,389 cars. Its full-year core operating profit of SEK 27 billion, excluding joint ventures and associates, was another record and up 6% compared to 2023. The core operating margin came in at 6.8%, up from 6.4% in 2023,” Volvo said. Continue reading →

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Ford Motor Posts Mixed Results for 2024

Posted on 5 February 2025 by Ken Zino

Ford Motor Company (NYSE: F) today posted Q4 full-year 2024 financial results. They were mixed from awful to okay. During 2024, Ford Blue’s revenue was flat at $101.9 billion as positive net pricing offset a 2% decline in wholesale vehicle transactions from what Ford said were the cancellation of low-margin products. The internal combustion engine segment at Ford S EBIT was $5.3 billion. Ford Model e reported a full-year EBIT loss of $5.1 billion. The electric vehicle e segment delivered $1.4 billion in cost improvements, net of a $100 million increase in spending to launch new battery plants and next-generation electric vehicles, Ford said. For full-year 2024, revenue climbed 5% to $185 billion; net income was $5.9 billion, and adjusted EBIT was $10.2 billion. For 2025 Ford is predicting a $2 billion profit drop! Bloomberg says that 27% of analysts have a sell recommendation, the highest on record.  Continue reading →

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Toyota Motor Posts FY2025 Q3 Net Revenue Gain

Posted on 5 February 2025 by Ken Zino

Toyota Motor Corporation (TMC: Tokyo 7203. NYSE: TM) today announced financial results for the third quarter fiscal year 2025, which ended 31 December 2024. TMC also announced significant changes in China. Consolidated vehicle sales totaled ~7,000,000 units, a decrease of ~295,000 units compared to the same period fiscal year 2024. On a consolidated basis, net revenues for the period totaled 35.673 trillion yen ($233.2 billion), an increase of 4.9%. Continue reading →

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High-Visibility Clothing Thwarts Crash Avoidance Systems

Posted on 9 January 2025 by Ken Zino

The reflective clothing that makes pedestrians stand out to human drivers may make them invisible to automated crash prevention systems, a new study released today by the Insurance Institute for Highway Safety indicates. This a serious problem because most fatal pedestrian crashes happen at night. Automakers are acting to stop the issue in response to IIHS ratings that now emphasize nighttime performance. However in actual road use a variety of factors are involved. Continue reading →

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BMW i Ventures Buys into Phoenix Tailings

Posted on 30 December 2024 by Ken Zino

BMW i Ventures announced today an investment in Phoenix Tailings, a inventive metals production company dedicated to creating a zero-waste, zero-emission future. The Series B financing, which was led by Envisioning Partners and included additional participation from Yamaha Motor Ventures and Escape Velocity, will enable Phoenix Tailings to scale its rare earth processing operations to produce ~200 tons of rare earth metals annually. The output can be used in electric motor magnet , batteries, semiconductors – among other applications.

Phoenix Tailings says it was “founded in Cambridge, Massachusetts  to transform how critical metals are produced – metals essential to the technologies that power modern society.” The nascent firm was heavily subsided by U.S. taxpayers via the United States Departments of Energy and Defense, as well as the State of Massachusetts. With the monies, Phoenix Tailings secured initial off-take agreements, validated its technology to process mining waste, and hired a team of workers to make the metals. Continue reading →

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EU Car Sales Weak Again in November

Posted on 20 December 2024 by Ken Zino

During November 2024, new EU car registrations fell by 1.9%. France led with a sharp 12.7% decline, followed by Italy (-10.8%), while the German market (0.5%). stagnated slightly [read AutoInformed on November Western European Car Sales Up]* Among the four most significant EU markets, only Spain recorded positive growth (6.4%), according to data from the European Automobile Manufacturers’ Association, aka ACEA derived from its French name.**

“Eleven months into 2024, new car registrations remained stable (+0.4%), reaching 9.7 million units. While the market in Spain performed positively (+5.1%), declines were witnessed in France (-3.7%), Germany (-0.4%), and Italy (-0.2%),” ACEA said in its monthly sales release. Continue reading →

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